Part of the COVORN ecosystem

See where your money goes. Keep your books in order.

Income and expenses without the jargon, receipts read from a photo, bank lines matched, and Nigerian tax readiness for VAT, WHT, PAYE and CIT. Drafts from your other COVORN apps wait for your accountant to post.

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app.expenssa.comExample

Overview

October, so far.

Cash and bank

₦6.2m

3 accounts

Net profit

₦1.4m

this month

Owed to you

₦1.1m

6 invoices

3 receipts to reviewRead from photos this weekWaiting on you
2 bank lines to explainFrom Monday's statementBanking
VAT return for OctoberDue in 9 daysTax

An example business. Click through the menu, or post the payroll StaffSage sent over.

What it does

Everything Expenssa does for your business.

  • 01

    Record money in plain words

    Choose income, expense, transfer or bill. Expenssa writes the double entry. Your accountant can still work in journals.

  • 02

    Receipts read from a photo

    Take a picture and the supplier, date, total and tax printed on it are read for you to check. A receipt sent twice is flagged.

  • 03

    Banking

    Import a statement, match lines to what is in the books, explain the rest, and reconcile each account.

  • 04

    Sales and purchases

    What customers owe from your CRMpire invoices, with ageing. Bills with approvals, supplier payments and staff expense claims.

  • 05

    Nigerian tax readiness

    VAT and WHT worked out from the rules in force on each date, a PAYE calculator, a CIT estimate, a filing calendar and the pack to file.

  • 06

    Plan and report

    Budgets, a cash-flow forecast and repeat entries. Profit and loss, balance sheet, ledger, ageing, cash flow and budget against actual.

How it works

Up and running in three steps.

  1. 01

    Start with Covorn

    Covorn sets your business up on COVORN and switches Expenssa on, with a chart of accounts ready.

  2. 02

    Set your opening position

    Enter your opening balances, add your bank accounts, and complete your tax profile.

  3. 03

    Keep it current

    Snap receipts, import statements, and post what your other apps send over.

Connected by design

Works on its own. Better with the rest of COVORN.

Every connection below runs today. Anything that reaches the books arrives as a draft for your accountant to post.

  1. From CRMpire to Expenssa

    CRMpire issues an invoice or takes a payment

    The sale, its cost and the payment arrive as drafts.

  2. From StaffSage to Expenssa

    StaffSage approves a payroll

    One draft journal: gross pay, PAYE, pension, NHF and net pay.

  3. From Inkeepy to Expenssa

    Inkeepy receives stock or pays a supplier

    A draft bill at the cost on the order, or a draft payment.

  4. From Expenssa to PersonalTab

    A bill or expense claim needs approval

    The person who approves sees it in PersonalTab, under Waiting on you.

Inside the COVORN Business SuiteExpenssa opens first inside the Business Suite as Your finances: a read-only view of cash, profit and what is waiting. The bookkeeping itself lives here in the full app.About the Business Suite

The COVORN family

Pricing

Free for 60 days. Then from ₦18,000 a quarter.

Every new business gets the free mode for its first 60 days, with no card needed. After that, choose a tier and how often to pay. Add more Covorn apps to the same plan and the whole plan costs less.

6 months saves 10%. A year is 10 months' price for 12.

  • Starter

    2 users

    For a business finding its feet

    ₦18,000

    billed every 3 months

    • 100 receipt reads a quarter
    • 2 bank accounts
    Choose Starter

  • Growth

    10 users

    For a team that is growing

    ₦35,000

    billed every 3 months

    • 300 receipt reads a quarter
    • 5 bank accounts
    Choose Growth

  • Business

    30 users

    For an established business

    ₦75,000

    billed every 3 months

    • 1,000 receipt reads a quarter
    • Unlimited bank accounts
    Choose Business
Start freeAdd other apps and see the combos, up to 40% off

Prices in naira. Expenssa is billed by COVORN with any other Covorn apps you add, on one renewal date. Choosing a plan makes your account first, then your plan waits in your Business Suite; nothing is charged until you confirm it.

Your business, kept in order

  • Nothing posts by itselfEverything from your other apps arrives as a draft. A person posts it.
  • Posted means postedA posted entry cannot be edited, only reversed, so the record always shows what happened.
  • Closed periods stay closedOnce a month is closed, nothing more is posted into it. Only an accountant can reopen it.
  • Your money stays yoursExpenssa records and reconciles your money. COVORN never holds it.

Questions

The short answers.

Do I need to know accounting?

No. Record income, expenses and bills in plain words and Expenssa writes the entries. Your accountant sees the full journals.

Does Expenssa file my taxes?

No. It works out what is due, keeps the calendar, and prepares the pack. A person files it on the NRS or state portal.

Can my accountant work in it?

Yes. Give them the accountant role: they post, close months and see everything. A bookkeeper records and matches, and cannot reopen a closed month.

What happens to invoices from CRMpire?

Each sale, its cost and each payment arrive as drafts. Your accountant posts them, and receivables stay up to date.

How do I sign in?

With your COVORN email and password, or Continue with COVORN if you are already signed in to the Business Suite.

Every naira, accounted for.

Sign in with your COVORN account, or start with Covorn and we will set your business up.

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